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DISTRICT HEALTH BENEFITS
Independence Blue Cross - Personal Choice (IBX)
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The District has made a change to our benefit provider
Independence Blue Cross - Personal Choice (IBX).
This change is effective September 1, 2024
We will be utilizing PowerSchool Employee Records to complete the Benefit Enrollment Process.
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How much will my benefits cost per paycheck?
Health Insurance Rates for September 1, 2024 through June 30, 2025
What are the rates if I take the plan through Cobra?
Cobra Insurance Rates for September 1, 2024 through June 30, 2025
Where can I find the Medical and RX Plan Information?
Here are outlines for each of the medical health plan options:
KPOS 30/40 with RX 15/40/70/75
Glossary of Health Insurance and Medical Terms
DENTAL INSURANCE INFORMATIONLIFE INSURANCEEach employee is provided with a term life insurance policy, at district expense, in the amount equal to 100% of the employee's annual base salary rounded to the nearest thousand dollars. Because you will be taxed on the premium value of your life insurance benefit over $50,000, you may wish to send Human Resources a signed letter requesting to cap your life insurance at $50,000.Beneficiary Form - When updating your beneficiary, please click on Beneficiary Form (located under Available forms) in PowerSchool Records.LONG TERM DISABILITY INSURANCEYou may enroll in voluntary disability insurance. This is offered through Unum. There are several different options available (i.e.: 30 day, 60 day or 90 day waiting periods and a benefit of 60% or 66.67% of salary). Cost is based on the amount of your salary and calculated according to the option you choose. The premiums can be deducted through payroll. Unum has final approval of eligibility under this plan. They will send you a letter informing you of your eligibility and option. Click here for Long Term Disability Enrollment FormCAFETERIA SECTION 125 FLEXIBLE SPENDING ACCOUNTPennsbury does offer a way to save for out-of-pocket medical, prescription, dental, vision and daycare expenses on a pre-tax basis through a Section 125 Flexible Spending account. Enrollment is done once a year during the Open Enrollment Period. This program runs from July 1st through June 30th each year, with an extension allowing employees to continue to submit any claim with a date of service within that school year until September 15th. Cafeteria Section 125 Flexible Spending Account PamphletEMPLOYEE ASSISTANCE PROGRAMFor help and assistance in dealing with personal and workplace problems, the district has an employee assistance program operated by HealthAdvocate. They can help you in dealing with such issues as family and marital problems, emotional problems, stress and depression, anxiety, alcohol and drug dependency, etc. They provide trained and licensed counselors. Their services are totally confidential. The district never receives any information regarding the names of staff using HealthAdvocate services. HealthAdvocate Brochure They can be reached at 1-877-240-6863.Any Questions Regarding Benefits Can Be Emailed to Benefits@pennsburysd.org.